In order to use the services which allows you, the agent, the most efficient way to do business, follow these steps and you will be on your way! Please set aside about 15 minutes to perform the needed steps to "set yourself up for success":

1. Access the contracting & licensing link to establish your user ID and password and to populate your personal information. Once completed, each time new contracting is needed, select the contracting & licensing link, select the carrier desired, print the contracting paperwork, finish completing the contracting application and fax to the licensing team. Contracting paperwork may be sent with the application for any state that does not require pre-appointment.
2. Select the Quote Tab on the Home Page. For term quotes, select the Run a Term Life Quote link to run a comparison of carriers that will provide the best solution for your client. Print this quote so you can submit this along with the application. For other Life products, Annuity, Disability, and LTC, select Request a Quote to order a quote from Houlmont & Associates' marketing staff. If you are unsure which is the “right carrier”, call or send an email to us and we will assist you in the carrier and product selection. Click here to generate your email.
3. Select the forms link and print the application forms.
4. Either fax (616.735.2910), mail, or email the application packet to Houlmont & Associates and you will be on your way to allowing our operations team to support your entire back office processing.
5. Ensure the Houlmont & Associates' cover letter is completed and for life business, notify our operations team if you would like our back office team to order the needed paramed requirements. We are happy to fulfill this need if desired.
6. Access the status link to follow your pending application throughout the underwriting process and to communicate with your case manager throughout the process.